FAQs

Q. What is the difference between Term Life and Whole Life?

A. Term Life is coverage for a specific period of time ex. 10, 15, 20 or 30 years. Whole Life is for your entire life.

Q. Is there a price difference between Term Life and Whole Life Insurance?

A. Term Life Insurance is typically less expensive than Whole Life.

Q. When is the best time to get life insurance? 

A. If you don't currently have Life Insurance, today is the best time for you to get it! Ideally you want to get Life Insurance in your younger and healthier years. As you get older and have increased medical issues getting approved becomes more difficult and at a higher cost.

Q. Can I apply for Life Insurance without any medical exams or blood tests?

A. YES

Q. Is there Life Insurance coverage available for people with severe medical conditions?

A. YES